Credit Risk Management Analyst

Aramco is seeking a Credit Risk Analyst to join the credit team in its Credit & Market Analysis Division, part of the Treasury organization, which manages credit and market risks. The primary role is to safeguard the company's assets by performing quantitative and qualitative credit assessments of counterparties, proposing credit risk mitigation strategies, and providing recommendations to management, in strict adherence to the company's credit risk policy and operating procedures.

Job Req ID: 16894 | Division: Credit & Market Analysis Division, Treasury | Location: Within Saudi Arabia | Schedule: Full Time

Key responsibilities:

• Conduct credit evaluations of counterparties (financial and non-financial institutions).
• Carry out financial qualification of service providers for new projects.
• Perform in-depth analysis of financial statements and use the company's internal credit model to derive credit ratings.
• Ensure new business transactions and related risks are appropriately defined, captured, and managed.
• Maintain approved credit limits and ratings in the credit database; monitor counterparty credit ratings and market developments.
• Perform stress testing on portfolios to identify and mitigate unwanted exposure; assist in consolidating and preparing reports for management.

Job posting duration: 11/30/2025 to 12/31/2026.

• Bachelor's degree in finance, economics, accounting, or a related field; MBA or other advanced business degree preferred.
• At least 10 years of relevant credit experience in energy, banking, or financial risk management.
• Experience with implementation and application of credit risk models; in-depth knowledge of qualitative and quantitative credit assessments.
• Extensive experience analyzing financial statements; advanced proficiency in Microsoft Excel, including Excel models.
• Ability to meet tight deadlines for credit recommendations; excellent interpersonal and communication skills. Professional certifications such as FRM, ERP, CMA, or CFA are highly regarded.